Risk profile of PNB118 Tower as Part of Warisan Merdeka Development Plan

To assess investment performance, we are able to look at the annual report of our investment (ASB investors can refer to ASB annual report). As a concerned investor, we can always carry out in-depth study of the project background as well as its risk profile. Since our investment with PNB is easy to liquidate, if we don’t trust PNB anymore in investing our money, there are other investment options for us to use.

Investing in high-risk business may expose them to bigger potential of losing their wealth. Therefore, in order to keep their investors from investing somewhere else, they need to keep on investing in low risk sectors while maximizing profit.

A little bit of background regarding the 14.5ha land purchase (location of Stadium Merdeka and Stadium Negara):

16 years ago, PNB paid RM 220 per sqft to Pengurusan Danaharta Nasional Bhd. 10 years later, the market value of the land has appreciated to RM 800 per sqft (source: http://www.thestar.com.my/business/business-news/2010/10/23/warisan-merdeka–a-beacon-to-pnbs-future/). I think they already made some profit there.

Instead of cashing in the profit, they decided to grow it by doing more development to surrouding land while preserving heritage value of those two buildings mentioned before.

The project is handled by PNB Merdeka Ventures Sdn Bhd, a company wholly-owned by PNB. As a concerned citizen (and investor), there are many opportunities for us to voice out our concerns and learn more about the project so that opportunists won’t be able to take advantage of our ignorance.

Kenapa Fresh Grad Dibayar Gaji yang Sedikit

Bahasa Inggeris teruk, bagi presentation tak buleh, runding dengan orang tak reti, Microsoft Office skills ke laut, ada hati mau minta gaji banyak. Bukan majikan takmau bagi gaji banyak, tapi kalau kita tak pandai buat kerja, majikan jugak terpaksa tanggung kerugian. Contohnya, kalau kita salah print, kena print sekali lagi. Siapa bayar kos kertas dakwat dan printer tu? Semestinya majikan kita, walaupun kesalahan tu kesalahan kita.
Kepada yang sedang bekerja tetapi gaji tak cukup (yela kot teringin nak pakai Civic baru), jangan bimbang. Jika anda berkebolehan, bakal majikan anda pastinya akan mampu melabur untuk anda (menggaji anda). Tapi kalau takda, mungkin anda belum cukup competency kot? Teruskan berusaha ya. Make the best out of what we have.